FWD promo codes for Singapore in October 2026
Discover verified insurance savings and the best FWD discount codes today
Choosing travel insurance used to mean comparing endless policies until I found FWD, where a promotion included complimentary upgrades that covered far more than I expected. Reviewing insurance offers over the past three years at CupoNation Singapore has taught me that the cheapest policy is not always the smartest option, especially when extra benefits like trip delay or baggage protection are included at no additional cost. I continue checking these promotions carefully before sharing the latest FWD offers on this page.
FWD makes it easy to purchase travel, health, car and life insurance online, making it a convenient option for Singapore customers who prefer managing everything digitally. Insurance premiums may seem modest at first, but protecting several family members or multiple policies can quickly increase your annual spending. From FWD policies reviewed by our insurance team, customers typically spent around $390 on multiple insurance plans, while previous promotions helped reduce qualifying purchase premiums by roughly $40. Checking this page before buying or renewing could be one of the easiest ways to avoid paying more than necessary.
This offer is suitable for customers comparing critical illness plans and looking for broader financial protection. The reduced first-year premium can make it easier to consider coverage for major health concerns while planning long-term financial security.
Verified working by editors
Editors verified it 11 days ago
Customers can reduce their first-year premium by 50% when signing up for Cancer 2.0 Insurance. This offer is suitable for those reviewing their protection plans and looking for additional financial support against major health-related expenses.
Verified working by editors
Editors verified it 11 days ago
Receive 50% OFF the first-year premium for Critical Illness Plus Insurance. This offer can help customers strengthen their financial protection plans while reducing the initial cost of preparing for unexpected medical situations.
This offer is useful for customers comparing life insurance options and looking for a more affordable way to begin coverage. It can help individuals planning financial protection for their loved ones reduce the initial cost of securing a policy.
28% OFF with a minimum $160 premium
Valid for the first-year premium of a 3-year Home Insurance plan
For all customers
Homeowners looking for longer-term protection can use this offer to reduce upfront costs when reviewing their property coverage.
Savings:
23% OFF + up to $30 eCapitaVoucher on the first-year premium
Other conditions:
Valid for Maid Insurance
For all customers
Families arranging coverage for domestic helpers can benefit from lower upfront costs while receiving an additional voucher reward.
15% OFF the first-year premium
Valid for Maid Insurance
For all customers
Households arranging domestic helper coverage can use this offer to lower initial insurance expenses while securing the required protection.
15% OFF the first-year premium
Valid for Heart Attack Insurance
For all customers
This offer helps customers considering additional health protection reduce the cost of starting coverage and preparing for unexpected medical expenses.
15% OFF the first-year premium
Valid for Stroke Insurance
For all customers
Customers considering additional financial protection can use this offer when reviewing healthcare coverage options. The reduced premium helps lower the cost of starting a new policy.
10% OFF the first-year premium
Valid for International Health Insurance
For all customers
This offer can help customers arranging overseas relocation, international work assignments or extended stays reduce their initial insurance costs.
This offer is useful for travellers arranging protection before a holiday, business trip or short getaway. It helps reduce the cost of preparing coverage for unexpected travel situations, giving customers added reassurance before departure.
Frequent travellers can benefit from this offer when planning multiple trips throughout the year. Instead of arranging separate coverage for each journey, an annual plan can provide convenience for regular holidays, business travel or overseas adventures.
Use the FWD promo code SG61 to enjoy 60% OFF the first-year premium for Big 3 Critical Illness, 50% OFF Term Life Plus, Critical Illness Plus and Cancer 2.0, 10% OFF International Health, and 15% OFF Heart Attack, Stroke and FWD Flex first-year premiums. Personal Accident plans with S$300k or higher sum insured receive 15% OFF, while Travel Insurance offers 28% OFF Single Travel or 25% OFF Annual Travel. You can also enjoy 40% OFF Home Insurance and 28% OFF Maid Insurance. Eligible policies may receive an additional S$61 eCapitaVoucher when the applicable minimum premium requirements are met.
The FWD referral programme lets you earn rewards when someone purchases an eligible policy through your unique referral link. Once your friend completes their purchase and the free look period, your reward is credited by the 10th of the following month. The amount you receive depends on the eligible plan purchased by your referral:
International Health plans: Earn $300.
Cancer 2.0, Critical Illness Plus, Direct Term Life and Term Life Plus: Earn $50.
Home, Maid, Personal Accident and Annual Travel policies: Earn $25.
Flex policies: Earn $10.
Single Travel policies: Earn $5.
Your friend can receive a referral discount on their first eligible policy purchase. Where permitted, this may also be combined with an FWD promo code to reduce their upfront cost further.
There is no cap on the number of referrals, so you can continue earning rewards from new eligible policy purchases. Renewals, endorsements, extensions, shortenings, reinstatements and cancellations are excluded from the programme. Focusing on eligible first-time purchases helps ensure both parties receive the applicable benefits.
FWD travel insurance provides up to SGD 1,000,000 in overseas medical cover, together with protection for baggage, travel delays and missed connections. Applying a valid promo code can reduce premiums by up to 40%, while arranging cover before departure helps avoid rushed decisions when travel plans change unexpectedly.
FWD Big 3 Critical Illness Insurance covers cancer, late-stage heart attack and stroke with protection of up to $200,000. Discounts of up to 35% help lower premiums, making it easier to secure cover for the most common critical illnesses without paying for broader plans you may not need.
FWD motorcycle insurance starts from $150, with a 5% discount available when committing to a 3-year policy. Locking in a longer policy helps stabilise insurance costs and avoids annual renewal price changes, particularly for riders planning to keep the same bike for several years.
FWD comprehensive car insurance includes a lifetime 50% No Claim Discount, cover for theft and accidental damage, plus 24/7 roadside assistance. Savings of up to 20% each year make it a practical option for drivers looking to reduce long-term insurance costs without compromising on protection.
FWD Home Ultimate Protect 3 Year Plan covers electrical faults, plumbing, locksmith services, air-conditioning, pets and rental loss. Choosing the 3-year plan unlocks around 20% savings while reducing the risk of paying costly emergency repair fees out of pocket.
FWD Term Life Plus provides life protection from about $1 per day, including spouse cover of up to $250,000 for the first year. Lower daily premiums make long-term protection easier to maintain, helping families stay financially prepared without placing unnecessary pressure on monthly budgets.
FWD Personal Accident Insurance provides cover of up to $1,000,000, with selected benefits reaching 50% of the insured amount and discounts of up to 30%. A clearly structured policy also makes it easier to understand available benefits before an accident occurs, reducing uncertainty during claims.
FWD Maid Insurance starts from $313 for a 14-month plan covering personal accidents and medical expenses, with savings of up to 25% available. Having protection in place helps households manage unexpected medical or liability costs that can arise during employment.
.png)
